Does Insurance Cover Chiropractors

Will My Insurance Cover Chiropractic Care?

by | Feb 3, 2022 | General Chiropractic, Insurance

If you’re suffering from back pain, neck pain, headaches or migraines, or recovering from a car accident or sports injury, you should consider looking into chiropractic care. Chiropractors are specialized doctors trained to treat injuries that affect your neuromusculoskeletal system. Through the use of chiropractic adjustments and spinal realignment, chiropractic care can relieve pain, restore mobility and movement, improve flexibility, and speed up your recovery process from a variety of injuries. 

Chiropractic care is a popular treatment option. Compared to other treatments, such as surgery or medication, chiropractic care is non-invasive and enables you to avoid the potential side effects of prescription medication. Before your first visit to a chiropractor, however, there’s usually one question on every patient’s mind: how much will chiropractic care cost? In many cases, chiropractic care is covered by most health insurance plans. If your plan doesn’t cover a visit to a chiropractor, we review your other options. 

Denver Integrated Spine Center is the premier multidisciplinary injury recovery and rehabilitation center serving the greater Denver area. Our expert doctors and specialists are trained to treat back pain, headaches and neck pain, joint issues, and injuries resulting from car

accidents or sports. Our unique multidisciplinary approach incorporates physical therapy, chiropractic care, and massage therapy to speed up your recovery process and get you back to doing what you love most. Our entire team is committed to every step of your recovery and we accept most insurance plans. 

At Denver Integrated Spine Center, your recovery is always our top priority. 


Chiropractors can do so much more than simply crack your back, which is why this method of treatment is ideal for a wide variety of ailments and injuries. In addition to chiropractic adjustments, which are designed to correct the body’s natural alignment improve overall physical functioning, chiropractic care also includes: 

  • Physical therapy.
  • Acupuncture.
  • Dry needling.
  • Active release therapy.  
  • Exercise programs.
  • Massage.
  • Kinesio taping.
  • Cold laser treatment.
  • IASTM soft tissue treatment.
  • Nutritional planning and guidance.

However, it’s important to note that not every chiropractor’s office will specialize in each of these individual treatments. This is why it’s important to speak openly with your potential chiropractor to let them know your specific needs. This preliminary discussion will allow them to develop a personalized treatment plan, or if needed, refer you to another specialist. 


Almost anyone could benefit from the non-invasive and holistic approach to care administered by chiropractors. If you’re experiencing any of the following health conditions, chiropractic care could be for you:

  • Back pain.
  • Neck pain and headaches.
  • Migraines.
  • Muscle pain.
  • Joint stiffness.
  • Osteoarthritis pain.
  • Scoliosis.
  • Common sports injuries (rotator cuff injuries, groin pulls, tennis elbow, hamstring pulls, tendon injuries, shin splints, and more).
  • Recovery from car accidents. 

Chiropractic care improves flexibility, mobility, and can even help you build strength. For these reasons, chiropractic care is ideal for athletes looking to take their performance to the next level. 

Additionally, visiting a chiropractor is helpful as you age so that you can maintain a functioning and healthy body. Over time, injuries (both minor and major) become increasingly common. Chiropractic care can help you recover faster and prevent future injuries. 


As a holistic, non-invasive, and effective form of treatment, chiropractic care has increasingly become a popular treatment option for millions of individuals. In fact, according to the American Chiropractic Association (ACA), more than 35 million Americans receive chiropractic care every single year.  Therefore, it should come as no surprise that most insurance plans cover chiropractic care. 

However, even if your insurance plan covers a visit to the chiropractor’s office, this doesn’t always mean it comes at zero cost. Many insurance plans will still require some form of co-pay for your chiropractor visits. Of course, the co-pay depends on your specific healthcare plan, which is why it’s important to first contact your provider. No one wants to receive care and then be surprised by a larger-than-expected co-payment. 

In addition to co-pays, you should also clearly understand the length of care and number of visits that are included in your plan. Some insurance coverage may put a cap on how many times you can visit your chiropractor in a week, month, or year. Some may also require you to first have a referral from your primary care physician or restrict you to only visiting certain chiropractors already in their network of healthcare providers. 

Even if you believe your insurance will cover chiropractic care, it’s wise to double-check. Health insurance plans are complicated and there may be stipulations you aren’t aware of. Contact your insurance company first to learn the details of your coverage. Your chiropractic staff may also be able to help you determine your level of coverage. 


While most insurance plans cover regular chiropractic care, it’s not guaranteed. Some health insurance plans may not cover this type of care, which is why you should reach out to your insurance provider before beginning treatment. Most chiropractic offices  work with you to help determine your coverage details. 

If your insurance doesn’t cover chiropractic care, there are still several options available for you to receive treatment. For starters, you can reach out directly to your physician. At your request, they may be able to work with your insurance company on your behalf and explain why you need this type of care. You can also contact your insurance provider directly and explore your options for receiving chiropractic care. While there is no guarantee, your insurance company may work with you even if chiropractic care isn’t a part of your current plan. 

If these options don’t work, you may be forced to then pay out of pocket. While rates vary depending on the type and duration of care you receive, your chiropractor may work with you on special payment plans. They may even have discounts or special rates available for those without insurance coverage. Chiropractors are dedicated to seeing that their patients receive care when they’re in pain, which means that they’ll work with you to explore every possible option to make this happen. Even if your health insurance doesn’t cover chiropractic care, explore your options and don’t give up. 


Before visiting a chiropractor for the first time, it’s natural to have a lot of questions. How long does this treatment take? Does chiropractic care hurt? Can a chiropractor help with shoulder pain? But one question almost everyone will have is the cost. Luckily, most insurance plans do cover chiropractic care. Even if yours doesn’t, there may be other options for you to still receive treatment at an affordable rate. 

Denver Integrated Spine Center is your full-service chiropractic office serving patients in Colorado and the Denver area. If you suffer from constant back pain, neck pain, headaches, joint stiffness, or find yourself recovering from a major injury, don’t hesitate to reach out to a professional chiropractor to learn more about this effective type of care. 
Contact us to schedule your appointment for an initial consultation. We specialize in personalized care and advanced treatment techniques to help you recover from injury, relieve pain, and get you back to a happy and active lifestyle.

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